ETF Overlap Checker

ETF comparison

BPAY vs IYJ overlap

Compare BPAY ETF and IYJ ETF by shared holdings, expense ratio, issuer, category, and tracked overlap.

Tracked overlap11.37%

11 shared holdings

BPAY expense0.00%

Unknown

IYJ expense0.00%

Unknown

Data date2026-05-01

2026-05-01

Shared top holdings

Overlap uses the smaller fund weight for each shared holding.

VVISA INC CLASS A
2.99%overlap weight
MAMASTERCARD INC CLASS A
2.94%overlap weight
AXPAMERICAN EXPRESS
2.15%overlap weight
COFCAPITAL ONE FINANCIAL CORP
1.51%overlap weight
XYZBLOCK INC CLASS A
0.48%overlap weight
FISVFISERV INC
0.43%overlap weight

Interpretation

Should you own both BPAY and IYJ?

BPAY and IYJ share 11 tracked holdings with 11.37% overlap in the imported holdings set. High overlap can be fine when the funds serve a deliberate role, but it can also mean less diversification than the ticker count suggests.

Use the portfolio analyzer to test your actual allocations. Pairwise overlap does not account for how much of each ETF you own.